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![\"Quarterly](\"https:\/\/content.indiainfoline.com\/_media\/iifl\/img\/misc\/2017-01\/12\/full\/quarterly-results-1484195642-09991350.jpg\" "\\"Quarterly")
<\/div>\nAU Small Finance Bank announced its quarterly results on July 23, 2020. The bank recorded total income of Rs1,409.91cr in Q1FY21, which increased by 20.7% yoy to Rs1,168.33cr in Q1FY20. Net interest income (NII) stood at Rs515.85cr that registered a growth of 30.4% yoy, as against Rs395.57cr it had reported in Q1FY20. Operating profit for Q1FY21 stood at Rs445.59cr, which increased by 53.2% yoy, as against Rs290.84cr in Q1FY20.<\/p>\n
Provisions and contingencies increased by 475.1% yoy to Rs181.25cr in Q1FY21, as against Rs31.51cr in Q1FY20.<\/p>\n
Profit after tax stood at Rs200.81cr for Q1FY20, which witnessed a growth of 5.5% yoy, as compared to Rs 190.32cr it had reported in Q1FY20.<\/p>\n
Gross NPA in Q1FY21 stood at Rs447.12cr witnessing a decline of 2.3% qoq. Net NPA in Q1FY21 came in at Rs163.18cr witnessing a decline of 24.9% qoq.<\/p>\n
Gross NPA(%) stood at 1.7% in Q1FY21 with a growth of 2bps qoq, as against 1.68% in Q4FY20. Net NPA (%) stood at 0.6% in Q1FY21 as against 0.81% in Q4FY20 registering a decline of 19bps qoq. Capital adequacy ratio (%) stood at 21.72% in Q1FY21, as against 21.99% in Q4FY20 with a decline of 27bps qoq.<\/p>\n
The share closed at Rs756.75 with gains of 4.82% on BSE.<\/p>\n
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\n\t\t\t\tParticulars<\/strong><\/td>\n <\/p>\n
| \n\t\t\t\tQ1FY21<\/strong> (Rs in cr)<\/strong><\/td>\n <\/p>\n
| \n\t\t\t\tQ1FY20 (Rs in cr)<\/strong><\/td>\n <\/p>\n
| \n\t\t\t\tChange<\/strong><\/td>\n
| \n\t\t\t\tNet interest income<\/td>\n <\/p>\n
| \n\t\t\t\t515.85<\/td>\n <\/p>\n
| \n\t\t\t\t395.57<\/td>\n <\/p>\n
| \n\t\t\t\t30.4%<\/td>\n
| \n\t\t\t\tOperating profit<\/td>\n <\/p>\n
| \n\t\t\t\t445.59<\/td>\n <\/p>\n
| \n\t\t\t\t290.84<\/td>\n <\/p>\n
| \n\t\t\t\t53.2%<\/td>\n
| \n\t\t\t\tProvisions and contingencies<\/td>\n <\/p>\n
| \n\t\t\t\t181.25<\/td>\n <\/p>\n
| \n\t\t\t\t31.51<\/td>\n <\/p>\n
| \n\t\t\t\t475.1%<\/td>\n
| \n\t\t\t\tNet Profit<\/td>\n <\/p>\n
| \n\t\t\t\t200.81<\/td>\n <\/p>\n
| \n\t\t\t\t190.32<\/td>\n <\/p>\n
| \n\t\t\t\t5.5%<\/td>\n
\n\t\t\t<\/td>\n | <\/p>\n
\n\t\t\t<\/td>\n | <\/p>\n
\n\t\t\t<\/td>\n | <\/p>\n
\n\t\t\t<\/td>\n |
| \n\t\t\t\tParticulars<\/strong><\/td>\n <\/p>\n
| \n\t\t\t\tQ1FY21<\/strong><\/td>\n <\/p>\n
| \n\t\t\t\tQ4FY20<\/strong><\/td>\n <\/p>\n
| \n\t\t\t\tChange<\/strong><\/td>\n
| \n\t\t\t\tGross NPA(%)<\/td>\n <\/p>\n
| \n\t\t\t\t1.69<\/td>\n <\/p>\n
| \n\t\t\t\t1.68<\/td>\n <\/p>\n
| \n\t\t\t\t0.01<\/td>\n
| \n\t\t\t\tNet NPA (%)<\/td>\n <\/p>\n
| \n\t\t\t\t0.62<\/td>\n <\/p>\n
| \n\t\t\t\t0.81<\/td>\n <\/p>\n
| \n\t\t\t\t-0.19<\/td>\n
<\/div>\n <\/p>\n |